Starting next week, users and businesses will be able to benefit from the advantages inherent to immediate transfers, which are more accessible and favor more efficient and secure payment methods.
Here are the new details about the standardized QR payment system that is launched at the end of the month:
-The maximum accreditation period will be 25 seconds in the case of transfer payments in which interoperability between different payment schemes is necessary.
-Each immediate transfer scheme will have to have fraud mitigation tools that allow the identification of suspicious patterns and alert users before or after the authorization of the transaction.
-Acceptors may charge merchants a price that is within the range of 0.6% to 0.8%.
-Any administrator of immediate transfer schemes must ensure that the prices charged by the acceptors are within the established ranges.
-The administrators of immediate transfer schemes must submit to the Submanagement of Payment Means, before June 30, 2022, a consensual plan for the implementation of a unified transactional repository that stores all the operations regulated in the regulations on Transfers 3.0.
Purchase of tickets with credit cards
Airfare to within the national territory may be financed with a credit card within the Now 12 programs promoted by the national government. While the acquisition of airline tickets to abroad can be financed with a credit card at a rate of 43%, according to a provision of the BCRA.
Source From: Ambito
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